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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
Debt Limit Primer: What Investors Need to Know
Overview The U.S. government hit its $31.4 trillion debt limit on January 19, 2023. Since then, the Department of the Treasury has been using extraordinary measures to pay its obligations. In early May, Treasury Secretary Janet Yellen told U.S. lawmakers that her department’s ability to use special accounting maneuvers to stay within the federal...
What Is Direct Indexing?
If you’re searching for an investment option that lets you strategically pay less in taxes while maintaining your equity market participation, consider direct indexing. Research suggests that there’s a good chance your current advisor does not offer direct indexing. Luckily, Credent Wealth Management is among the 14% that do. What is direct...
How to Build a Resilient Retirement Plan
Should you fear for your financial future? When words like “recession” make the headlines, it’s easy to believe that fear is warranted. The media wants you to constantly question: If a recession does come, is your financial plan ruined? Can you still retire on time? While we previously covered the possibility of a mild-to-normal recession in...
An Overlooked Tax Strategy: Tax-Loss Harvesting
Anytime we discuss finances, we should consider the tax implications of transactions throughout the year. Whether they occur through selling stocks or real estate, if you profit on a sale, that is a taxable gain, and the government wants their share. Wouldn’t it be nice if there was a way to offset those gains and lower your tax obligations on...
Positioning and Outlook: Updated for Q2
We remain constructive on global equity markets and favor such exposure relative to bonds. While the U.S. economy is likely to experience a mild-to-normal recession in 2024, the notion of which has been highly anticipated within equity markets, we remain convicted of a soft landing given labor market strength, a fiscally healthy consumer base,...
3 Ways to Make Taxes Easier in Retirement: Taxes & Retirement Explained
Do you ever worry that you’re not optimizing your taxes in retirement? That can change! Working with a financial expert is a great way to make sure you’re handling your taxes the right way, meaning fewer headaches and more freedom. Credent’s Advanced Planning team has a lot of experience navigating unique, complex tax situations. Whether you’re...
The Stock Market and the Economy Are Not the Same
Number of United States bank failures during former Federal Reserve Chair Paul Volcker’s term.Given inflation’s sharp and persistent rise since the COVID-19 pandemic, the media has continuously compared current Federal Reserve Chairman Jerome Powell to former Federal Reserve Chairman Paul Volcker. Mr. Volcker, who led the Federal Reserve from...