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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
Elder Financial Fraud: 3 Ways to Protect Yourself & Your Loved Ones
My wife and I are in our (very) early 70s, but we are quite active and engaged (70 is the new 50, right?) and consider ourselves financially astute. Even still, we recently suffered the hack of our personal bank accounts. While I was away on business, my wife received a text message from “the bank” alerting her to a suspicious charge. The message...
Our Outlook for a Soft Landing
Overview The economic backdrop thus far in 2023 has proven more resilient than expected. This is especially true as the consensus largely predicted that the U.S. economy would enter a recession heading into 2023 amidst a tightening monetary policy backdrop designed to battle inflation through higher interest rates and higher unemployment. The...
What to Do If You Receive an Inheritance: 5 Next Steps
Receiving an inheritance can carry the weight of loss and the confusion of wondering, “What now?” If you are overwhelmed with what your loved one left behind, here are 5 next steps: 1. Recognize the loss. If you need the space to grieve, take it. Loss is always hard, and everyone reacts differently. Find others to support you and ask for help....
Retirement Starter Pack: Questions to Ask Now for the Retirement You Want Later
Someday (if you haven’t already) you will hand in your badge, hang up your hat, close your accounts, and say your goodbyes. Retirement is exciting and bittersweet, but if done right, it also requires strategic planning. We’ve compiled a handful of our best questions and resources to help you consider what you want and need in your next phase of...
Positioning and Outlook: Updated for Q3
Positioning and Outlook We remain constructive on global equity markets and favor such exposure relative to bonds. While the U.S. economy is likely to experience a mild-to-normal recession in 2024, the notion of which has been highly anticipated within equity markets, we remain convicted of a soft landing given labor market strength, a...
The Best Retirement Account: Retirement Accounts 101
Which kind of retirement account is best? From a tax perspective, it’s a matter of minimizing the amount you pay. Will you pay taxes on the money you pull from your retirement account? If so, you’re likely holding a pre-tax 401(k), 403(b), or IRA (also called a tax-deferred account or traditional account). These provide a tax deduction when funds...
4 Ways to Help Your Loved Ones Succeed Financially
Your financial plan can help you retire, change jobs, make a purchase, travel, and start a business, but it can also impact your loved ones. Ask the right questions today to give your family and friends the resources and opportunities to succeed. Consider these four tips to get you started: 1. Plan for the expected Ask: “How can I support my...
Tailwinds to Support the Economy and Equity Markets
With the Fiscal Responsibility Act of 2023 signed into law, the debt ceiling issue has been resolved until early 2025. Within days of the June 5th X date (the date at which the federal debt limit would be exhausted), Congress passed legislation to temporarily suspend the federal government’s debt ceiling, avoiding a possible government default...
5 Common Confusions About Wills, Trusts, & Leaving a Legacy
One of the goals of working with a financial advisor is to maximize your time on Earth. But what happens to your assets after you’re gone? Answering tough questions like this is a necessary part of stewardship. A financial advisor is a key resource for understanding what you have, what you should plan for, and how to make it all work together in...
5 Financial Rules of Thumb: When They Work and When They Don’t
Financial rules of thumb help us make decisions, but if applied too broadly, they may underestimate or overestimate an individual’s needs. Which rules of thumb make sense and which don’t? Here are five examples, all assessed for accuracy: 1. The 100 Rule: Take 100 and subtract your age. That’s the percentage you should invest in the stock market...